Privacy Policy

1. Introduction

Reliable Risk Management Group (“RRMG,” “we,” “us,” or “our”) operates reliableriskmg.com (the “Site”), which provides information and tools for requesting insurance quotes and related services (the “Services”). This Privacy Policy explains how we collect, use, share, and protect information about visitors and users of our Site and Services.

By using the Site, you agree to the practices described in this Privacy Policy. If you do not agree, please do not use the Site.

2. Information We Collect

3. How We Use Your Information

We may use your information to:

• Provide quotes, products, and services you request
• Process and respond to your inquiries and service requests
• Evaluate eligibility for, and pricing of, insurance products
• Communicate with you about your quotes, policies, renewals, and related services
• Operate, maintain, and improve the Site and Services
• Conduct analytics, quality assurance, and internal reporting
• Comply with legal, regulatory, or contractual obligations
• Detect and help prevent fraud, security incidents, and misuse of the Site
• Send marketing or promotional communications where permitted by law and your preferences

4. How We Share Your Information

We may share your information with:

• Insurance companies, MGAs, wholesalers, and other intermediaries to obtain quotes, place coverage, or service policies
• Service providers that perform functions on our behalf (e.g., IT hosting, analytics, customer support, email delivery, data verification)
• Professional advisors (lawyers, auditors, consultants)
• Affiliates, where applicable, for operational or marketing purposes consistent with this policy and applicable law
• Other third parties with your consent or at your direction

We may also share information:

• To comply with applicable laws, regulations, legal processes, or governmental requests
• To establish, exercise, or defend legal claims
• In connection with a business transaction (e.g., merger, acquisition, or sale of assets), subject to appropriate safeguards

We do not sell your personal information in exchange for money. If you are in a jurisdiction where “sale” is defined more broadly (e.g., certain U.S. state laws), we will explain your rights and opt out options in the supplemental section below, if applicable.

5. Cookies and Tracking Technologies

We and our service providers may use cookies, pixels, web beacons, and similar technologies to:

• Remember your preferences and settings
• Help you navigate the Site efficiently
• Analyze Site traffic and usage patterns
• Support security and fraud prevention

You can typically control cookies through your browser settings. If you disable cookies, some features of the Site may not function properly. If required by law, we will provide a cookie banner or preference center where you can manage certain cookie choices.

6. Data Security

We use reasonable physical, technical, and administrative safeguards designed to protect personal information from unauthorized access, use, disclosure, or loss. However, no system or transmission of data over the internet is completely secure, and we cannot guarantee absolute security.

7. Data Retention

We retain personal information for as long as necessary to:

• Provide quotes and services and manage our relationship with you
• Meet legal, regulatory, accounting, or reporting requirements
• Resolve disputes and enforce our agreements

When information is no longer needed for these purposes, we will delete, anonymize, or otherwise handle it in accordance with our data retention policies and applicable law.

8. Your Rights and Choices

Depending on your location and applicable law, you may have rights such as:

• Accessing the personal information we maintain about you
• Requesting correction or updating of inaccurate information
• Requesting deletion of certain information
• Objecting to or restricting certain processing
• Withdrawing consent where processing is based on consent
• Receiving a copy of your information in a portable format

You can exercise these rights by contacting us using the information in the “Contact Us” section below. We may need to verify your identity before fulfilling your request, and certain information may be exempt from such requests under applicable law.

You may also:

• Opt out of marketing emails by using the unsubscribe link in those messages or contacting us directly
• Manage cookies and tracking preferences through your browser settings or our cookie tools, where available

9. Children’s Privacy

The Site is not directed to children under 13 (or other age specified by local law), and we do not knowingly collect personal information from children without appropriate consent. If you believe a child has provided personal information through the Site, please contact us so we can take appropriate action.

10. Third Party Websites and Services

The Site may contain links to third party websites or services that are not controlled by us. This Privacy Policy does not apply to those third parties, and we are not responsible for their privacy practices. You should review the privacy policies of any third party sites you visit.

11. Changes to This Privacy Policy

We may update this Privacy Policy from time to time. When we make material changes, we will update the “Last updated” date at the top and, where required by law, notify you in an appropriate way. Your continued use of the Site after any changes become effective indicates your acceptance of the revised policy.

12. Contact Us

If you have questions about this Privacy Policy or our privacy practices, or if you wish to exercise your privacy rights, please contact us at:

• Reliable Risk Management Group (RRMG)
• 2400 Louisiana Blvd NE Building#3 Ste 140
• Albuquerque NM 87110

• Info@reliableriskmg.com
• 505-657-4674

Disclaimer

The information and insurance quotes provided on this website are for general informational purposes only and do not constitute an offer or acceptance of coverage. No insurance coverage can be bound, changed, or canceled via the submission of an online form, quote request, email, or voicemail. Coverage is not effective until confirmed directly with a licensed agent or authorized representative and evidence of coverage is provided.

All quotes provided are estimates based on the information supplied and are subject to change upon review, underwriting, and verification by the insurance company. Any proposal of insurance we may provide is based on the values and exposures to loss disclosed to us and the carrier. Final terms, conditions, premiums, and coverages will be determined by the insurer and are governed by the specific policy and insurance contract.

Not all policies or coverages are available in every state or situation. Please consult with a licensed agent for specific advice about your insurance needs. Statements on this website as to policies, coverage options, and other content are for general information only; no warranty or guarantee is made as to their accuracy. For details on coverage or policy language, refer to the actual insurance policy or contact an agent.

Please do not submit confidential personal information by unprotected email; call our office to discuss sensitive details. For more on how your information is handled, please review our Privacy Policy.